Smart Protection is another innovative product introduced by Ceylinco Life to the life insurance industry in Sri Lanka. A product unlike any other in the market, Smart Protection ensures that your loved ones would receive a comprehensive life cover in case of your unfortunate demise, while in case your policy matures, you will receive a full refund of the total premiums you paid + the sum assured! Furthermore, the maturity is guaranteed.
How it works
Smart Protection is simple to understand and focuses on protection for your family and an attractive return at maturity.
The importance of providing protection for your loved ones is utmost, Smart Protection gives priority to this need and provides unmatched protection to your loved ones.
Ex: If you obtain a policy with a sum assured of Rs. 1,000,000/- in case of your demise during the 1st policy year, the life cover your loved ones will receive would be Rs. 8,000,000/-
In case of your demise in the 5th policy year the life cover your loved ones would receive would be Rs. 8,800,000/-
Smart Protection is not just a life insurance but also a smart investment because a higher return is guaranteed at maturity.
So Smart Protection guarantees that you receive more than what you paid at maturity!
Who can apply
If you are aged between 18-60 years you are eligible to purchase this policy for a period of 10, 15, 20, 25 or 30 years.
This policy can be paid in Monthly, Quarterly, Half-Yearly and Annual modes.
Ceylinco Life Smart Protection policyholders will be eligible for additional rewards as a tribute for their loyalty. All policyholders stand a chance to take part in the Ceylinco Life Family Savari consumer promotion and their children are also eligible for the Pranama Scholarship scheme.